For those many Nikon shooters who use BBAF (Back Button Autofocus) this switch on most of the Nikon lenses is meaningless. For others it might be usefull, as on the smaller Nikon Bodys you have to disable AF in the Menu, not having an AF Switch on the Camera (like D750). But wait, even then you can make a manuall override. Half press the shutter, focus manually (override the AF) and you are done. But for the next picture you have to do this again.

Certainly the Af confirmation beep was set to "off" in the church. Yes the AF circle/triangle in the Viewfinder should be a warning, but it is tiny, very easy to forget about it in the heat of the action.
So my solution is: Tape this damned switch and forget it.
And if you have not tried BBAF - do it, it is very usefull.